What is your No Cost Guarantee?
If the best deal that you choose from you’re mortgage contest doesn’t save you the cost of our fee within the first three months of your loan, we’ll refund the difference.
Whether it’s one cent, or the whole fee.
No questions asked.
Oh, and by the way, in a recent survey, 86.96% of our bidders said they would also reimburse your contest fee if they won your business!
Why/how did you get 2,500+ pre-loaded deals?
You’re our customer and we don’t want to waste your time or disappoint you, which means we knew that we needed to have some pretty special deals from the very beginning. So as we developed flongle, we also searched the mortgage market to find the most competitive deals, then we negotiated even better deals for our customers. You.
That way, when we went live, we knew you will get better deals from the very first day.
However that’s not the end of our story. Ever since 31 January 2014, we have been ringing the phones of lenders and brokers non-stop asking them to get on board. Some have, some are feeling a little more threatened and told us to never call them again.
We also have our money back guarantee to help us because if you find a better deal, the first thing we do (after we give you your money back) is invite that lender or broker on board. After all, if they really do offer a better deal and they can meet borrowers like you for free, what exactly do they have to lose?
How does flongle work?
Can I use flongle to get a pre-approved mortgage/preapproval?
Yes. Simply run your contest as if you already had your dream property based on the amount you expect to spend and the deposit you expect to have.
Then connect to the best deal to arrange the paperwork and your pre-approved mortgage deal.
If your pre-approval expires, or your property or loan amount change dramatically, don’t worry, you can run a new contest for FREE.
Simply login to your account, clone your old contest, update the bits that have changed then contact us to arrange a credit.
Who is behind flongle?
Flongle is the brainchild of mortgage expert and critically acclaimed author Michael Lee. Click here now to learn more about Our Team and Our History, or visit our About Us page at the bottom of any page (check it out… it’s worth a read!).
Flongle is a wholly owned subsidiary of CQ Now Pty Ltd. Both companies are fully independent and neither company owns or is owned by any lender or mortgage broker.
Why flongle instead of going direct to a lender or broker?
Your mortgage is a big financial commitment. Next to income tax, it will probably be your largest ongoing expense for many years, so you really should get it right and push hard to get and keep the best possible deal. The problem is, that takes time (each lender will probably take an hour), know how (to spot the hidden fees, crunch all options apple with apple, then negotiate a better deal) and a lot of repeating yourself. All of that kind of explains why most people don’t do it.
Our range is larger than any mortgage broker or conventional website as we don’t charge lenders or brokers a fee to compete for your loan, we don’t have minimum targets set by the lenders AND we crunch, compare and rank any offer that comes your way.
Flongle delivers fully independent mortgage help across the full range of bids made by brokers and lenders, so when it comes to sourcing the best mortgage deals, we work exclusively for you. That’s why we say we are 100% on your side.
Why don't I get instant deals like other comparison sites?
Flongle doesn’t list generic rack rate and duplicate products like most other websites, because you can always do better.
A flongle mortgage contest makes bidders reveal their hidden costs and deliver their best offer on their most suitable products to win your business. That personalisation takes a little time, So although there are certain ready to go products and deals built into our system, there are many fees, rates, rebates and discounts that a lender or broker can still play around with to shave dollars off here and there – all ending up in your pocket.
It’s this capability that makes flongle different and you will usually see top deals with exclusive offers and all the number crunching done in just a few days.
Does flongle have a Credit Licence?
Flongle is a wholly owned subsidiary of CQ Now Pty Ltd and Corporate Credit Representative of Zippler Pty Ltd (Australia Credit Licence 484655) .